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Smart finance consulting

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Scholar Mortgage

What We Do

Our Service Provided

Professional pack Loan

Professional package loans are adaptable, cutting-edge, and they assist you in streamlining your financial administration while optimizing your savings.

Professional pack Loan

Professional package loans are adaptable, cutting-edge, and they assist you in streamlining your financial administration while optimizing your savings.
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No LMI

In Australia, when purchasing a home with a deposit of less than 20% of the property value, lenders typically require borrowers to pay Lender's Mortgage Insurance (LMI).

No LMI

In Australia, when purchasing a home with a deposit of less than 20% of the property value, lenders typically require borrowers to pay Lender's Mortgage Insurance (LMI).
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Self-Manage super fund (SMSF)

Self-managed superannuation fund’s (SMSFs) are private, self-established superannuation funds with a maximum of six members.

Self-Manage super fund (SMSF)

Self-managed superannuation fund’s (SMSFs) are private, self-established superannuation funds with a maximum of six members.
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Home loan for Non Residents

If you’re a foreigner or a temporary resident looking to purchase an owner-occupied property or investment property in Australia, you can take advantage

Home loan for Non Residents

If you’re a foreigner or a temporary resident looking to purchase an owner-occupied property or investment property in Australia, you can take advantage
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Low doc application

Suppose you’re self-employed and don’t have two years’ tax returns and NOA, which are the main requirements from the lender credit policy for a home loan.

Low doc application

Suppose you’re self-employed and don’t have two years’ tax returns and NOA, which are the main requirements from the lender credit policy for a home loan.
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Cross-collateralization

Cross collateralization is the act of using an asset that’s collateral for an initial loan as collateral for a second loan.

Cross-collateralization

Cross collateralization is the act of using an asset that’s collateral for an initial loan as collateral for a second loan.
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Personal Loan

A personal loan lets you borrow money to pay for something special, like a holiday, car or home renovations, debt consolidation or another acceptable purpose.

Personal Loan

A personal loan lets you borrow money to pay for something special, like a holiday, car or home renovations, debt consolidation or another acceptable purpose.
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Reverse Mortgage

A reverse mortgage is an excellent way for seniors (aged 60 plus) to access home equity. With a reverse mortgage, you can borrow up to 50%

Reverse Mortgage

A reverse mortgage is an excellent way for seniors (aged 60 plus) to access home equity. With a reverse mortgage, you can borrow up to 50%
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Non genuine savings

If you’ve recently acquired money that you haven’t saved yourself or been in possession of for at least three months, you may be able to borrow without having to show genuine savings.

Non genuine savings

If you’ve recently acquired money that you haven’t saved yourself or been in possession of for at least three months, you may be able to borrow without having to show genuine savings.
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